IRA Charitable Rollover

You may be looking for a way to make a big difference to help further our mission. If you are 70½ or older, you may also be interested in a way to lower the income and taxes from your IRA withdrawals. An IRA charitable rollover is a way you can help continue our work and benefit this year.

Benefits of an IRA charitable rollover

  • Avoid taxes on transfers of up to $111,000 per year (or $222,000 per couple) from your IRA to our organization (2026 tax year)
  • May satisfy your required minimum distribution (RMD) for the year
  • Reduce your taxable income, even if you do not itemize deductions
  • Make a gift that is not subject to the deduction limits on charitable gifts
  • Help further the work and mission of our organization

How an IRA charitable rollover gift works

  1. Contact your IRA plan administrator to make a gift from your IRA to us
  2. Your IRA funds will be directly transferred to our organization to help continue our important work
  3. Please note that IRA charitable rollover gifts do not qualify for a charitable deduction
  4. Please contact us if you wish for your gift to be used for a specific purpose

Gifts from your IRA

If you are 70½ or older, you can use your IRA to fulfill your charitable goals. You can contact your IRA custodian and make a qualified charitable distribution. We will acknowledge your generous gifts as a qualified charitable distribution, which may satisfy your RMD, if applicable.

Rockland County YMCA is a 501 (c)(3) organization.

Legal name: Rockland County YMCA
Address: 35 South Broadway, Nyack, NY 10960
Federal tax ID number (EIN): 13-1740513

Contact us

If you have any questions about an IRA charitable rollover gift, please contact us. We would be happy to assist you and answer any questions you might have.

Philip Donnelly
CEO, Chief Executive Officer
D: 845.643.3062 ext. 115
PDonnelly@rocklandymca.org

Erica D'Souza
Director of Development & Marketing
(845) 643 3060
EDsouza@rocklandymca.org